Case studies & guides - Practical answers for life’s protection decisions.

Clear, specific guidance for the moments that can change what you need from life insurance, critical illness cover and income protection.

Start with your circumstances, not a product

Each guide gives a direct answer first, then explains the decisions, trade-offs and questions worth discussing with an adviser. Illustrative scenarios are examples, not personal recommendations or guaranteed insurance outcomes.

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Guides built around real questions

A couple with house keys in the living room of their new home
Home & mortgage6 min read

Buying a home and reviewing life insurance

A practical UK guide to reviewing life insurance after taking out a mortgage, including cover types, policy terms and questions to ask.

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A self-employed person working through paperwork at a kitchen table
Self-employment7 min read

Income protection when you are self-employed

A clear guide to income protection for UK sole traders, contractors and company directors, including deferred periods and proof of earnings.

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