Protection Insurance - A financial lifeline when you need it most

What is Critical Illness Cover?

Critical illness cover pays out a tax-free lump sum if you are diagnosed with one of the serious conditions listed in your policy. This money is yours to use however you need — whether that is covering medical expenses, adapting your home, or simply taking time off work to recover.

Common conditions covered include:

• Cancer — most policies cover the majority of cancers
• Heart attack — including specified severity
• Stroke — with lasting symptoms
• Multiple sclerosis — typically from diagnosis
• Organ transplant — major organ transplants

Why You Might Need It

Our Specialism

Simply Zest has particular expertise in placing critical illness cover for clients with pre-existing conditions or complex medical histories. If you have been declined or loaded by another provider, we can often find alternative solutions through our knowledge of the market and insurer relationships.